Bonus Card Advantages

The multifunctional credit card

  • Bonus Card, Romania's first chip based multi-branded credit card, offers you the possibility to make purchase at any merchant form Romania or abroad with the MasterCard or Visa logo.
  • Benefit of a grace period on purchases of up to 50 days during which interest is 0%.
  • At Partner Merchants you can pay in up to 12 installments without interest.
  • Bonus Card is attached to a consumer credit pre-approved, ready to be used in up to 36 installments with an advantageous interest rates, available immediately at Partner Merchants
  • When you use your Bonus Card you can earn bonus which you can use it for free purchases at Bonus Card's Partner Merchants

New: The possibility of refinancing credit cards from other banks with Bonus Card from GarantiBank. You can choose one of the following repayment options of your debt that will be refinanced with Bonus Card:
   - up to 36 installments without interest
   - 10% discount of the refinanced debt plus 6 moths grace period